Digital Financial Inclusion Innovation
for Sarvodaya Shramadana Society
Overview
Sarvodaya Shramadana Society, one of Sri Lanka’s leading community development networks, is advancing financial inclusion through the introduction of CIXOR PayDay, enabling accessible and digitally driven financial wellness solutions. This initiative supports underserved communities by improving access to earned wage access and strengthening financial resilience through technology-led innovation.
Objectives
• Expand digital financial inclusion for members across the Sarvodaya network.
• Enable responsible access to earned wages through CIXOR PayDay.
• Reduce financial stress through accessible financial wellness solutions.
• Digitize and streamline access to financial services across community networks.
• Establish a scalable model for community-driven fintech adoption.
Solution
FINAP CURIX introduced CIXOR PayDay as a digital financial inclusion platform tailored to support the needs of the Sarvodaya ecosystem. The solution enables controlled access to earned wages while supporting secure, transparent, and user-friendly digital access for beneficiaries.
Key Features of LMD
• Earned Wage Access (EWA) enablement
• Digital onboarding and controlled user access
• Secure transaction processing
• Financial wellness-driven access model
• Scalable platform architecture
• Integration-ready ecosystem support